Category Archives: Troubled Asset

Burdened with a distressed property? Now what?

Sometimes it happens without warning. A borrower defaults on their loan leaving the lender burdened with a distressed property. As much as we try and plan for these kinds of things, sometimes an investment goes south. What do you do now?

  • Act Quickly: The more promptly one acts on saving a troubled asset, the higher the likelihood that asset can be saved. Whether a lender tries to save the property themselves, or hires an experienced company such as EpiCity, time is of the essence. If the property decays and tenants move out, the situation will only get worse.
  • Develop and Follow a Plan: It is important to create a well thought out plan to save and manage the property. As a lender or property manager, if you need help creating a plan or determining the real cause of the foreclosure, contact Tom Stokes for a free consultation.
  • Carry Out The Plan Through Completion: Depending on the stage of decay or delinquency the asset is currently in, it may take some time before results are seen. Externalities such as the economy and neighborhood conditions will influence the speed of recovery.

Atlanta is unfortunately still seeing the effects of the housing crisis and is having a hard time recovering. This makes it more difficult to recuperate troubled assets, which is why we created this website and blog. EpiCity is here to help if a lender or property manager requires assistance. Please call Tom Stokes at (404) 995-9494 or email service@epicity.com for more information or to schedule a free consultation on how to maximize the recovery from your distressed property.

Sell Now vs Sell Later

When a lender, institution or property owner has a distressed property, he or she is faced with a difficult decision. Sell now or hold on to the asset until it appreciates and can be sold later to get a better return on investment. Many banks or financial institutions choose to sell for a loss inContinue Reading

Why Is Your Asset Underperforming?

There are many factors that can cause an asset to become distressed. Externalities such as natural disasters, mismanagement and the overall state of the economy can all contribute to the decline of a property and the need to take action. The goal is to carefully determine exactly why an asset has become distressed and thenContinue Reading

Recognizing a Troubled Asset

Troubled assets are like health problems. The quicker one acts, the more likely the asset will be saved. The big issue is that like health problems, assets do not come right out and tell you that they are distressed. As a lender, you have to determine whether the asset needs help. We Make Lenders WholeContinue Reading